Savers tax credit, I have no earned income so I cannot contribute to an IRA, is there anyway to get this?

I am on work mans comp and it looks like I would qualify for this credit this year on income amounts. Last year I found out that you cannot contribute to your IRA wthout EARNED INCOME. I am thinking that maybe I could make some kind of a non deductible IRA contribution of some sort??? Or anyone have another idea? It is really sad the FEDs will not let you make a contribution to an IRA if you are not actively at work. I have investment income and will pay taxes on that, but it is not considered earned income, even though I actively buy and sell stocks...I guess they think it is a TAXABLE HOBBY! Any ideas from you all are appreciated, I hate to leave tax credit unused. I converted part of an old IRA to ROTH Conversion this year, so I will have a large tax bill this year. On a side note..Bush sent me a check a few years back bcause I was a tax filer, now Obama gives the breaks to the people who are working. If you are unemployed or work a non social security withholding job, you do not get the break, I thought the Demos were suppose to be the party for those who are in need and for fairness. Looks like smoke and mirrors to me!