British banks and the recession(a copy as gone to the BBC news)?

listening to all the billions of pounds(BBC news)the British tax payer has to pay to save our private British banks,from closing down.i take it that if the banks went bankrupt and closed down. every bodies savings would be lost.now thinking about this how can the British banks still be private.the tax payer owns them.if not how long will it take for the banks to pay back the money to the tax payer.if ever. wouldn't it be easier and safer.if the banks were owned by the country public national banks.no more bonuses.and owned by the tax payer.if we are going to be made responsible for the banks and the money in them.and to what they can borrow.(this is what started the recession in the first place)they should be publicly owned.if they want to be private they should take responsibility them selves and not really on the tax payer.and all savers money should be protected.